Serving Santa Rosa, Escambia, & Okaloosa Counties

Featured Listings

Welcome to Cotton Real Estate

Providing a superior level of informed, professional real estate services to buyers & sellers within the Santa Rosa, Escambia, & Okaloosa Counties!

Bank Owned Properties / Foreclosures

Take advantage of this great buying environment while rates are low and bargains abound! Yes, we handle Bank REO Properties for a number of different banks and lending institutions. We can help you explore your Financing Options so that you can buy some of the amazing deals on the market now.

Selling Your Home or Property?

If you're planning to sell your home in the next few months, we offer a free service designed to help establish your home's current market value. Simply choose Market Analysis and fill out the requested information. We will use comparable sold listings to help you calculate the fair market value of your home. If you are facing possible foreclosure, talk to us before you take any action as we can almost ALWAYS help you to improve your situation and we have short-sale specialists! We advertise our listings in a variety of printed media and upload our listing data to a wide array of Internet websites. Be sure to visit our Newsletter to view other valuable information about what Cotton Real Estate, Inc. can do for you! (Home warranties are available on most homes and you can be covered as a home seller during the listing period!)

Buying a Home or Property?

Automatically receive personalized MLS listings by e-mail. We search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply choose Dream Home Finder from menu bar on left and fill in the requested information. Or, search for yourself at Search Entire MLS. We look forward to making you one of new friends and satisfied customers. We are not interested in the "quick sale/high pressure" sales approach. Ask us about a home warranty on almost any home you purchase.

Buyers & Sellers

We are well connected with a host of repair people, inspectors and contractors who are ready to assist our sellers in "greening up" or upgrading homes prior to the sale so that the sale price is maximized or so that procuring a buyer is more likely. These same connections aid buyers by getting a purchased home into the desired condition or by getting properties into the condition dictated by loan specifications. Upgrading a home during the contract period can sometimes make a property mortgage worthy which benefits both buyer and seller. We go the extra mile to make home your real estate dreams become a reality. Whatever your needs, we are ready to listen and together we can find a solution!

Military Relocating?

In Santa Rosa County, we love our military! Whether you are interested in living on the beaches or want a remote or rural location ~ we can help find the perfect home for rent or for purchase. We reside in, and love our county (and our country) and look forward to making our military men and women feel at home when you move here! We appreciate the fact that Freedom is Not Free and welcome you!!

What our clients say...

What's your home worth?

free market analysis

Current mortgage rates

Mortgage calculator